Our Financial Education Journey

We've spent years watching people struggle with budgets that don't work in real life. That's why we built something different – practical financial strategies that actually stick.

How We Started

Back in 2019, we were both working at different financial firms in Buenos Aires. Patricia was helping families with debt restructuring, while Diego was crunching numbers for small business budgets. We kept seeing the same problem everywhere.

People would get these perfect-looking budget plans that fell apart within weeks. The spreadsheets were beautiful, but they didn't account for life actually happening. A kid gets sick, the car breaks down, or work hours get cut – and suddenly the whole system crumbles.

"We realized that most budget advice treats money like it's predictable. But real life is messy, and your financial plan should be ready for that mess."

Financial planning session with documents and calculator on desk

Meet Your Instructors

We're not just teachers – we're people who've been where you are and figured out what actually works.

Patricia Moreau, Lead Financial Strategist

Patricia Moreau

Lead Financial Strategist

Patricia spent her twenties making every financial mistake possible – maxed out credit cards, no emergency fund, the works. Now she teaches the systems that helped her turn things around without giving up everything she enjoyed.

Diego Fernandez, Senior Budget Analyst

Diego Fernandez

Senior Budget Analyst

Diego grew up in a family where money was always tight. He became obsessed with finding ways to stretch every peso further. His specialty is helping people find money they didn't know they had.

Our Teaching Method

Most financial courses dump a bunch of theory on you and expect it to stick. We do the opposite. Every lesson starts with a real situation – maybe your situation – and we work through it step by step.

Start Where You Are

No judgment about past financial decisions. We look at your current numbers and build from there, even if "there" feels like a mess right now.

Build Flexible Systems

Your budget needs to bend without breaking. We teach you how to adjust when income changes, unexpected expenses hit, or life throws curveballs.

Practice with Real Scenarios

Every module includes worksheets based on actual client situations. You'll work through problems that people really face, not textbook examples.

Check Your Progress

Monthly review sessions help you track what's working and adjust what isn't. Think of it as maintenance for your financial plan.

Students working through financial planning exercises in classroom setting
Close-up of hands reviewing budget worksheets and financial documents

What We Believe

These principles guide everything we teach. They're not revolutionary – they're just honest about how money actually works in real life.

Progress Beats Perfection

A budget you follow 80% of the time is infinitely better than a perfect budget you abandon after two weeks. We focus on consistency, not perfection.

Your Money, Your Rules

We won't tell you to cut out coffee or cancel Netflix. Instead, we help you figure out what matters to you and build a plan around that.

Small Changes Add Up

Most financial advice asks you to change everything at once. We've learned that tiny adjustments, done consistently, create bigger changes than dramatic overhauls.

Planning for Real Life

Your budget should expect the unexpected. Cars break down, medical bills happen, and income can fluctuate. A good financial plan prepares for these realities.

Ready to Build Something That Works?

Our next program starts in September 2025. We work with small groups so everyone gets personal attention and real feedback on their financial situation.

Get Program Details